How is asset allocation determined?
We use a detailed questionnaire. (Click here to review it). The questionnaire, however, only serves as a starting point for on-going discussions with clients and, in many instances, family members. We determine a client’s income requirements, investment goals, time horizon, risk tolerance, and future life style projections. As circumstances change, so will asset allocation. Since our clients/prospects have strong financial profiles, the equities portion of the portfolio is often larger than the fixed income segment. Some clients may have appetites for alternative investments. Alternative investment strategies are available for accredited investors.